Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Recreational Insurance RECREATIONAL

Discover the perfect insurance options to meet your specific and unique needs.

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Business Insurance BUSINESS

Browse a variety of insurance options in order to find the right one for you.

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Employee Benefits Insurance EMPLOYEE BENEFITS

Finding insurance doesn't have to be difficult. We do the work for you.

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Health Insurance FLOOD

Learn about different flood coverage options that fit your needs.

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Claim Information


Available Claim Forms

To submit a claim use one of the appropriate links below. If none are available for your particular claim, please contact us directly.

We are here for you - 24/7

If you've come to this page, you need assistance, and you need it right now.

This is the reason we're in business - to partner with you when you have a claim.  We'll help you now and all through the claim process, making sure you get the best claim service and settlement outcome possible.

During Regular Business Hours

Our office hours are 8:30 AM to 4:30 PM.  Call us at any of our four locations and your Account Representative will guide you through the claims process.

After Regular Business Hours

If you need to contact us after hours, call 607-754-1411.  Our Automated Attendant will answer.  Press "1" to leave a voicemail message in our Emergency Claim mailbox, including your name, the phone number at which you may be reached, and your address.  Our Emergency Claims Representative will call you right back to assist you.

Direct Reporting to Your Insurance Company

You may also contact your Insurance Company directly by using the contact methods listed below (companies with online reporting have hyperlinks out to the online reporting pages).

Please also contact us as soon as possible so that we can monitor the claims handling of your company.


Personal Insurance Claims Reporting (Auto, Homeowners, Umbrella)

Adirondack  877-365-8693

Aegis Security  800-233-2160

American Collectors  800-360-2277

American Modern  800-375-2075

American Strategic Insurance  866-274-5677

Andover  800-225-0770

Assurant Flood  800-423-4403

Broome Co-Operative  607-321-2655

Central Co-Operative  315-635-7606

Cincinnati  877-242-2544

Condon Skelly  800-257–9496

Dryden Mutual  800-782-0154

Erie & Niagara  716-632-5433

Farmers  800-597-2548

Farmers Fire  800-537-0928

Foremost  800-527-3907

Hagerty  800-922-4050

Hanover  800-628-0250

Kemper  866-536-7376

Leatherstocking  607-547-2007

Main Street America (NGM)  877-425-2467

MetLife  800-638-5000

Midrox  800-782-0834 / 607-326-4141

Midstate Mutual  800-826-8520 / 315-252-7218

National General  800-325-1088

New York Central Mutual  800-234-6926

New York Mutual Underwriters  800-962-3155

North Country  800-847-7030 / 315-788-4730

Preferred Mutual  800-333-7642

Progressive  800-274-4499

Security Mutual  607-257-5000

Travelers  800-252-4633

Utica National  800-216-1420

Wayne Co-Operative  800-724-1648 / 315-923-9135

Wright Flood  800-725-9472

Commercial Insurance Claims Reporting

Acadia  800-773-4300 / 800-691-4966

AmTrust Direct  888-228-8146

Andover  800-225-0770

Assurant Flood  800-423-4403

Broome Co-Operative  607-321-2655

Cincinnati  877-242-2544

Dryden Mutual  800-782-0154

Energi  888-252-4650

Erie & Niagara  716-632-5433

ESIP  800-822-3747

Foremost  800-527-3907

Guardian  888-482-7342

GuideOne  888-748-4326

Hartford  800-327-3636

Leatherstocking  607-547-2007

Liberty Mutual  800-225-2467

Main Street America (NGM)  877-425-2467

Midrox  800-782-0834 / 607-326-4141

Midstate Mutual  800-826-8520 / 315-252-7218

New York Central Mutual  800-234-6926

NYMIR  800-894-9341

NY State Insurance Fund  877-467-3863

Oryx  315-410-0210

Philadelphia  800-765-9749

Preferred Mutual  800-333-7642

Progressive  800-776-4737

Security Mutual  607-257-5000

Selective Flood  877-348-0552

ShelterPoint  516-829-8100

Travelers  800-238-6225

Utica National  800-216-1420

VFIS  800-233-1957

Wayne Co-Operative  800-724-1648 / 315-923-9135

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